Don't Panic.

Follow these steps exactly. We will handle the paperwork later.
Prioritize safety first.

Direct Insurer Hotlines

Tata AIGClaim Intimation

Call Now

Reliance GenClaim Intimation

Call Now

ICICI LombardClaim Intimation

Call Now

What to say to the Customer Care

"My car met with an accident at [Location] around [Time]. I am safe. Please generate a Claim Registration Number."

⚠️ DO NOT ADMIT FAULT on the call. Just state facts: "Collision occurred."

Immediate Action Plan

Step 1: The Evidence (Before Moving)

Unless blocking heavy traffic, do not move the car immediately. Take 4 photos:

Wide shot showing the road & car position.
Close up of the damage.
Number plate of the other vehicle (if involved).
Any visible landmarks.

Step 2: No Negotiation

Do not negotiate with third parties on the spot. Do not admit liability in writing. Exchange contact details politely and let the insurer handle the legalities.

CRITICAL: Do Not Do This

Do not drive a leaking car.

If coolant or oil is leaking, driving further will seize the engine. Insurance will reject this as "Consequential Damage". Tow it.

Do not repair before survey.

Do not let a local mechanic "fix it temporarily" before the surveyor sees it. This voids the claim.

TheInsuranceGuy.

Decrypting Market Rates

Don't Panic.

Follow these steps exactly. We will handle the paperwork later.
Prioritize safety first.

Direct Insurer Hotlines

Tata AIGClaim Intimation

Call Now

Reliance GenClaim Intimation

Call Now

ICICI LombardClaim Intimation

Call Now

What to say to the Customer Care

"My car met with an accident at [Location] around [Time]. I am safe. Please generate a Claim Registration Number."

⚠️ DO NOT ADMIT FAULT on the call. Just state facts: "Collision occurred."

Immediate Action Plan

Step 1: The Evidence (Before Moving)

Unless blocking heavy traffic, do not move the car immediately. Take 4 photos:

Wide shot showing the road & car position.
Close up of the damage.
Number plate of the other vehicle (if involved).
Any visible landmarks.

Step 2: No Negotiation

Do not negotiate with third parties on the spot. Do not admit liability in writing. Exchange contact details politely and let the insurer handle the legalities.

CRITICAL: Do Not Do This

Do not drive a leaking car.

If coolant or oil is leaking, driving further will seize the engine. Insurance will reject this as "Consequential Damage". Tow it.

Do not repair before survey.

Do not let a local mechanic "fix it temporarily" before the surveyor sees it. This voids the claim.