Is 'Comprehensive' Enough?
Coverage•Dec 28, 2025
The most dangerous phrase I hear is: "Just give me full insurance." Six months later, a client crashes, gets a ₹50,000 bill, and is shocked to find they must pay ₹15,000 themselves.
The Plastic Trap
Standard "Comprehensive" insurance follows an old rule: For any plastic, rubber, or nylon part, the insurer only pays 50%.
Front Bumper
You pay 50%
LED Lights
You pay 50%
The ₹500 Bolt Problem:
Even with Zero Dep, you get stuck with "Consumables"—nuts, bolts, and oil. These add-ons cost less than a cup of coffee but save thousands in a major repair.
Age Limits
Most agents say Zero Dep ends at 5 years. That’s false—we can offer it up to 10 years. However, after Year 7, we help you decide if it's still worth the premium cost based on the car's market value.